FINDING · FL-024
Covered-population outcome difference
Stable evidence, challenge and retest links.
Observation
The configured descriptive screen is triggered within qualified bureau strata. It is not a finding about applicants without supplied proxies or a legal conclusion.
This is a covered-only descriptive comparison. In this exact scope, 421 of 1262 source rows lack proxy data (33.36%). No inference to those missing records; no legal or causal conclusion.
Evidence chain
Object chronology
Partner covered-population screen
Inspect previous and new state
{
"before": null,
"after": {
"configId": "CFG-01",
"result": "Triggered configured screening rule"
}
}Covered population screen requires explanation; missingness bounds interpretation.
Inspect previous and new state
{
"before": null,
"after": {
"status": "Open"
}
}Request supporting evidence
Inspect previous and new state
{
"before": null,
"after": {
"originId": "FL-024",
"question": "Provide the channel specification and document the change; second-line analysis is retained separately."
}
}Model-owner explanation requested.
Inspect previous and new state
{
"before": {
"status": "Open"
},
"after": {
"status": "Under challenge",
"challengeId": "CH-018"
}
}We disagree that a difference alone warrants a model change. The original specification omitted channel sensitivity. We have supplied specification B; no decision-policy or model outputs changed.
Inspect previous and new state
{
"before": {
"status": "Awaiting response"
},
"after": {
"status": "Response received",
"responseId": "RESP-018-1",
"artifactIds": [
"EV-008",
"EV-010"
]
}
}FL-024 sensitivity retest; no changed decision outcomes
Inspect previous and new state
{
"before": null,
"after": {
"configId": "CFG-06",
"result": "Triggered configured screening rule"
}
}Screen persists. Updated analysis specification did not establish remediation.
Inspect previous and new state
{
"before": {
"status": "Under challenge"
},
"after": {
"status": "Retest required",
"retestId": "RT-024"
}
}The scope explanation is supported, but changing the analysis does not remediate the persisting outcome screen. Request policy rationale and a new action plan.
Inspect previous and new state
{
"before": {
"status": "Response received"
},
"after": {
"status": "Additional evidence required",
"responseId": "RESP-018-1"
}
}